Month: March 2017
Tax Reform: More Challenges for Employee Benefit Plans
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As the Administration and Congress move beyond replacing the Affordable Care Act (at least for now), the focus is turning to changes in the tax code. This does not mean that employee benefits are out of the crosshairs; rather, it may simply mean that the target might shift. Here’s why: First (and Second) Goal – […] Read more »
The Legacy of Obamacare
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It is too soon to predict the fate of the American Health Care Act (AHCA), or, as we call it, TrumpRyanCare. But, the AHCA as currently proposed – and the debate among Republicans over its provisions – represents a significant statement. That statement: the core provisions of the ACA regarding insurance market reforms now appear […] Read more »
Medicare Eligibility: A Boon and a Trap
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Let’s take a break from the ACA repeal-and-replace debate to look at an issue that frequently confuses (and trips up) unwary seniors entering Medicare: the impact of Medicare coverage on other insurance and how to approach enrollment in Medicare. Basic Rules Eligibility for Medicare is really eligibility for two different types of insurance coverage: Medicare […] Read more »
401(k) Plans and Health Savings Accounts: A Questionable Comparison
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As the Administration and Congress define their vision of “repeal and replace” we are seeing a number of efforts to increase the use individual accounts as a key component of any likely Trump/RyanCare proposal. Health Savings Accounts (HSAs) figure prominently in a number of Republican proposals as a way for individuals to pay for current […] Read more »
ACA Repeal and Medicare Beneficiaries
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There is a lot of talk in Washington about repeal of the Affordable Care Act (ACA) – Obamacare. The question for Medicare beneficiaries is–how will any changes affect you? The most important direct impact is that Medicare beneficiaries could pay more for prescription drugs. Here’s why: • Under Medicare’s prescription drug coverage (Part D) there is […] Read more »
Access to Healthcare Under TrumpRyanCare
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As the Administration and Congress move forward with new health care proposals (Trump/RyanCare), they are grappling with the true meaning of “repeal and replace.” This blog post will describe one way of looking at how different groups are likely to be impacted by repeal and replace under “Trump/RyanCare.” Market Access vs Financial Access The Affordable […] Read more »